Group Health &
Life Insurance
At Genesis Life & Health, we partner directly with business owners to create strategies that reflect your company’s unique culture and values. We compare top-tier providers to deliver thoughtful, long-term solutions designed specifically for your organization with the goal of attracting and retaining quality employees.
CONTACT US19+ years of industry experience
Solutions
Employee benefits programs designed for clarity, compliance, and long-term cost control.
Employee Benefits Administration and Technology
Open enrollment shouldn’t feel like an additional full-time job, and the daily benefits administration should not take up your whole week. We have solutions that are designed to minimize the time associated with open enrollment and benefits administration. The technology and tools that we offer help keep everything organized, so your team isn’t overwhelmed with the benefits you offer.
Employee Benefits Compliance Support
Compliance isn’t just ACA, ERISA, COBRA, or HIPAA anymore. Employers are juggling DOL audits, IRS Reporting, Section 125, FMLA, State Mandates, Non-discrimination testing, plan documents, SBCs, SPD updates, and a constant stream of notices that seem to contradict each other, and the penalties for missing one deadline or form aren’t small. We simplify all this noise. We tell you what exactly applies to your size and structure, what’s required, optional, and what’s about to change, then we help you stay ahead of filings, renewals, and documentation deadlines with plain English guidance you can actually use.
Data Analytics Solutions
Good decisions start with clear information, not a stack of confusing reports. We walk you through claims trends, utilization patterns, and renewal data in everyday language so you can see what’s driving cost and choose the next move with confidence.
Health and Well-Being Services
A benefits package isn’t only about covering illness; it’s about helping people stay well. We help you explore wellness and well-being options that fit your culture and budget, so employees feel supported and your plan stays practical for the business.
Pharmacy Benefits
Prescription costs often drive more of the bill than anyone expects. We help you shop plan designs, formularies, and carrier options with an eye on real-world drug spend, so employees get the medications they need without surprise sticker shock for the company.
Voluntary Employee Benefits
Not every gap has to land on the employer’s budget. We help you offer voluntary worksite options, like accident, critical illness, hospital indemnity, and more, so employees can choose extra protection that fits their lives while you keep core costs under control.
Actuarial Services
Funding decisions deserve more than guesswork. We provide risk modeling, cost analysis, and expert carrier insights you need to compare fully insured, level-funded captive, self-funded, or alternative strategies with total clarity.
Healthcare Claims & Audits
When a claim looks wrong, a bill doesn’t make sense, or something feels off in the numbers, you shouldn’t have to fight it alone. We advocate for you and your employees, help sort through EOBs and denials, and coordinate a closer look when billing needs a second set of eyes, handled personally and promptly.
Pharmacy Services
Beyond choosing a pharmacy benefit, many employers need help thinking through specialty drugs, prior authorizations, and longer-term Rx strategy. We guide you through those conversations, compare practical options, and keep the focus on clarity and cost control, not industry jargon.