Find the plan that's best for you. At Genesis Life & Health, we’re not here just to place a product; we’re here to find a solution for your specific business needs. We shop the top carriers in your marketplace.
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Explore group and voluntary coverage options built for clarity, cost control, and real protection—explained in plain language you can trust.
Reliable health coverage for your team—clear options, not confusing jargon.
We shop major carriers and walk you through group medical plans that fit your workforce—balancing premiums, deductibles, and network access so employees get solid care and you understand exactly what you’re buying. You’re never just a number on a spreadsheet.
Dental networks that keep care simple for employees and admin light for you.
From preventive cleanings to major restorative work, we help you compare dental plans and networks so employees stay healthy and claims stay straightforward. We’ll explain what’s covered in plain language—before open enrollment, not after a surprise bill.
Eye exams, lenses, and frames that round out a complete benefits package.
We help you add vision coverage that fits cleanly beside medical and dental—exams, lenses, frames, and contacts included. The goal is simple: employees get the eye care they need, and you get a package that feels complete without extra complexity.
Group and voluntary life options that protect families when it matters most.
We help you offer group term and voluntary life coverage sized to your payroll and your people. Enrollments stay clear, options stay flexible, and when a family needs support, they aren’t left navigating it alone—we’re here personally.
Income protection when illness or injury keeps someone out of work.
We guide you through short- and long-term disability designs that replace a portion of income when employees can’t work—aligned to your leave policies and explained without the fine-print fog. Peace of mind for your team, clarity for the business.
A bridge of income support during temporary injury or illness leave.
When leave is temporary but the bills aren’t, short-term disability helps employees focus on recovery instead of freefall. We help you compare options and set expectations clearly so both HR and employees know how support works when it’s needed.
Lump-sum cash at diagnosis for costs medical insurance may not cover.
A major diagnosis brings more than medical bills—travel, deductibles, and everyday expenses add up fast. We help you offer critical illness coverage that pays a lump sum for covered conditions, so employees have breathing room when life gets hard.
Supplemental cash benefits when an unexpected injury hits.
Accidents don’t wait for a convenient time. We help you add accident coverage that pays cash benefits for covered injuries—so ER visits, follow-ups, and time away from work are a little less stressful for employees and their families.
Fixed cash support when an unexpected hospital stay happens.
Hospital stays can overwhelm even a good medical plan. We help you offer hospital indemnity benefits that pay fixed cash amounts directly to the employee for covered admissions—simple protection that fills a real gap without adding confusion.
Tax-smart accounts that help employees pay for qualified health costs.
We help you pair HSAs and FSAs with the right medical design so employees can save on qualified expenses while you keep benefit spend predictable. We’ll explain how the accounts work in everyday terms—so people actually use them.
Supplemental coverage designed to attract and retain leadership.
Leaders often need more than the core group plan. We help you layer executive-focused options that support recruitment and retention—without disrupting the benefits your wider team relies on—and we keep the conversation clear and personal.
More predictable monthly costs—with upside when claims run well.
Level-funded arrangements can stabilize monthly cash flow and may return surplus when claims are favorable. We guide you through whether this approach fits your group, explain the tradeoffs in plain English, and help you shop carriers without the guesswork.
Reliable health coverage for your team—clear options, not confusing jargon.
We shop major carriers and walk you through group medical plans that fit your workforce—balancing premiums, deductibles, and network access so employees get solid care and you understand exactly what you’re buying. You’re never just a number on a spreadsheet.
Dental networks that keep care simple for employees and admin light for you.
From preventive cleanings to major restorative work, we help you compare dental plans and networks so employees stay healthy and claims stay straightforward. We’ll explain what’s covered in plain language—before open enrollment, not after a surprise bill.
Eye exams, lenses, and frames that round out a complete benefits package.
We help you add vision coverage that fits cleanly beside medical and dental—exams, lenses, frames, and contacts included. The goal is simple: employees get the eye care they need, and you get a package that feels complete without extra complexity.
Group and voluntary life options that protect families when it matters most.
We help you offer group term and voluntary life coverage sized to your payroll and your people. Enrollments stay clear, options stay flexible, and when a family needs support, they aren’t left navigating it alone—we’re here personally.
Income protection when illness or injury keeps someone out of work.
We guide you through short- and long-term disability designs that replace a portion of income when employees can’t work—aligned to your leave policies and explained without the fine-print fog. Peace of mind for your team, clarity for the business.
A bridge of income support during temporary injury or illness leave.
When leave is temporary but the bills aren’t, short-term disability helps employees focus on recovery instead of freefall. We help you compare options and set expectations clearly so both HR and employees know how support works when it’s needed.
Lump-sum cash at diagnosis for costs medical insurance may not cover.
A major diagnosis brings more than medical bills—travel, deductibles, and everyday expenses add up fast. We help you offer critical illness coverage that pays a lump sum for covered conditions, so employees have breathing room when life gets hard.
Supplemental cash benefits when an unexpected injury hits.
Accidents don’t wait for a convenient time. We help you add accident coverage that pays cash benefits for covered injuries—so ER visits, follow-ups, and time away from work are a little less stressful for employees and their families.
Fixed cash support when an unexpected hospital stay happens.
Hospital stays can overwhelm even a good medical plan. We help you offer hospital indemnity benefits that pay fixed cash amounts directly to the employee for covered admissions—simple protection that fills a real gap without adding confusion.
Tax-smart accounts that help employees pay for qualified health costs.
We help you pair HSAs and FSAs with the right medical design so employees can save on qualified expenses while you keep benefit spend predictable. We’ll explain how the accounts work in everyday terms—so people actually use them.
Supplemental coverage designed to attract and retain leadership.
Leaders often need more than the core group plan. We help you layer executive-focused options that support recruitment and retention—without disrupting the benefits your wider team relies on—and we keep the conversation clear and personal.
More predictable monthly costs—with upside when claims run well.
Level-funded arrangements can stabilize monthly cash flow and may return surplus when claims are favorable. We guide you through whether this approach fits your group, explain the tradeoffs in plain English, and help you shop carriers without the guesswork.
